Senior Data Analyst - Fraud & Financial Crime

The Role in a Nutshell This is one of the most impactful analytics roles at Zopa. As a Level 11 Senior Data Analyst, you’ll use data to protect customers and the bank from fraud in real time, while making sure genuine customers experience as little friction as possible. You’ll sit in the Fraud Analytics team, which acts as the analytical engine behind Zopa’s fraud strategy. The work is fast-paced, highly visible, and directly influences live decisions that affect customers every day.   Why This Role Exists Fraud threats evolve constantly. Zopa is scaling its products and customer base, and strong fraud analytics is critical to doing that safely. This role exists to: - Detect and respond to fraud patterns quickly - Improve fraud controls across onboarding and transactions - Reduce losses while balancing customer experience You’re not maintaining something mature — you’re helping build and improve fraud decisioning as the team grows.   We are looking for a Senior Fraud Analyst to join our growing Fraud Analytics team at Zopa. This role plays a critical part in protecting our customers and the business from fraud, using data, analytics and judgement to drive real-time and strategic decisioning.   You will lead complex fraud analysis independently, support incident response, and act as a senior analytical escalation point within the team.